U.S. Mortgages: Bakersfield, San Jose, Norfolk, Richmond, Jacksonville, Orlando, Portland, Salem, Salt Lake City, Provo, Baltimore, Santa Fe, Seattle, Spokane and more!
BetterMortgageRate.net provides the consumer a free service of introducing them to an ethical mortgage lender in good standing with the Department of Real Estate. With so many lenders out there, it’s hard to choose who to work with.
We understand that your time is valuable, so we do the shopping for you. After you have filled out and submitted our brief online application form, we will research the best possible mortgage professional to contact you.
We will not sell your information to numerous lenders who compete for your business. The result of that will only make you wish you had not applied. The fact is that most websites oversell the information you give them, which leads to non stop phone calls from pushy loan officers, and telemarketers. We will not do this! Once we receive your information we forward it to one lender, period.
Please feel confident that we will partner you with an experienced mortgage loan professional that will find you the financing to fit your specific needs.
Thank you for visiting our website and we wish you the best experience possible with your new home purchase or refinance.
If you are ready to be paired up with the mortgage consultant that knows how to answer your questions and get you the lowest rate possible you have come to the right place.
We are currently making people smile from every corner of the United States when it comes to getting the lowest rate when refinancing or purchasing a new home!
We are eager to earn your business and get you started on the right foot. With the right steps you can get what you are looking for with BetterMortgageRate.net!
Frequently Asked Questions
Q. Can I buy a house with no money down?
A. Absolutely, there are a number of programs that offer 100% financing.
Q. My credit scores are not so good. Can I still get a loan?
A. Most loans are based on credit scores, however there are loan programs which allow low and even no credit scores.
Q. I cannot prove my income through tax returns, how will I qualify?
A. Stated and no income verification loans are very popular and feasible.
Q. We don’t want a 30 year fixed loan, what different types of loan terms are there?
A. Spreading a loan out over a longer period will lower your monthly payments. There are currently terms with 10, 15, 20, 30, 40, 45, and even 50 year amortization periods.
Q. I have a good rate on my first mortgage, but I need money to pay off credit cards. Can you help me without refinancing my first mortgage?
A. Yes, there are home equity lines and fixed rate second mortgages available that will not affect your first mortgage.
Q. I would like to buy a rental property for an investment. Is this an easy process?
A. Buying a rental property up to 4 units is not much different than buying a single family home. It is also a great way to increase your net worth and income stream.
Q. I currently rent, what are my benefits of buying a home if my monthly payments increase?
A. Buying a home is not only a great investment; there are many tax advantages as well. It is also a great sense of accomplishment.
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